Belleville, ON December 21, 2006 — When the names of the mortgage industry’s “best and brightest” stars were announced, Belleville’s wn “House Team” — the Mortgage Intelligence/ Peter House Group — emerged as one of Canada’s top mortgage brokerages for Customer Service.
Lead broker Peter House was also on the exclusive shortlist for the top individual honour: Broker of the Year. The awards are given by the Canadian Mortgage Professionals (CMP): a national organization which oversees all mortgage professionals in Canada. The double-nomination of a single office is “exceptionally rare”, according to Stan Falkowski, Regional VP for Mortgage Intelligence.
“Surprised… and honoured,” was Peter House’s response to the unexpected announcement. The Canadian Mortgage Professional Awards (CMP Awards) were established to recognize and celebrate excellence across the entire spectrum of mortgage broking. There are twelve organizational and individual categories. The House team have been nominated for two: Best Customer Service and Mortgage Broker of the Year. The shortlist of nominees is very exclusive, according to Stan Falkowski.
“I think that this nomination honour will come as no surprise to Peter’s clients,” says Falkowski. “It’s certainly not any surprise to the hundreds of mortgage professionals who know Peter and his team and the work they do. They’re very highly regarded in this business. And Peter has really earned a reputation for his leadership and expertise in the industry.”
Peter House and his wife Debra have been serving the Belleville area with mortgage broker services for more than 12 years, and are well known in the community. Though mortgage brokers were once perceived as a “last resort” option for homebuyers, the industry has grown as Canadians begin to seek out independent professional advice on their mortgages. Almost one-third of all Canadian mortgages are now arranged through brokers. Peter notes that there are several reasons for the trend: including choice, rate, and more personalized service. He notes that his team have access to more than 60 different lenders, including the banks.
“I’ve been getting congratulatory messages since the announcement,” says Peter House. “It does feel like an honour. But we have always been very focused on providing personal service to our clients. It’s nice to see that recognized.”
Award winners will be announced at a national gala in February.
If you really want to get into the mood for Halloween, just go to one of your local haunted houses. Tracy Smith visited a modern-day haunted house for some old fashion fun.
How do I find out about houses for sale in a neighborhood I'm interested in?
I'm looking to purchase a house in a specific part of the neighborhood. I've walked by there several times and went to all the open houses I could find, but I didn't find anything I'm interested in. Besides constantly walking though the neighborhood looking for open houses and for sale signs, how can I find out when a new house has become available in the area without having to hire anyone? I browse through newspapers occasionally but I rarely find any houses I'm interested in listed there. I've also tried the internet but I'm kind of at a loss as to which sites would be helpful in this matter. I would really appreciate some advice.
Please don't suggest contacting a realtor – I've had 2 realtors working for me in the past 2 years and they have not helped me find anything I wasn't capable of finding myself, so I'm interested in methods where I could be the one looking instead of having a realtor do it for me.
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I WANT TO FUCK THE RAPPER
i would have been shitting bricks lmao
Well here is the dirt of it.. you really need to have a hill of some size so that you can dig back into it.. you can't just dig a hole and jump into it.. that would be a grave.. so instead of a grave you need a cave.. a big enough cave to build a house in.. and of course you need to re-inforce the roof of the cave or else it could become a big grave.. and since most hills are rocky, diging a cave is not something you can do with a pick and shovel..you can dig a grave with a pick and shovel..but a cave requires moving a lot of dirt.. and it ain't easy.. yes it is economical and helpful to the environment.. and perhaps more people should do it.. but when they get all the dirty details… they decide that it is more desirable to build a house on top of the ground than it is to go in a hole.. and thats just about the whole dirty explanation..
if they are short spikes they are to keep the birds away from the house….(3 in long) sounds cruel but bird poop will rot a hole in the house
if they are long spikes it sounds like a old lightening rod
…the "little" birds will flock in most anywhere… the thing to remember… the size of the entrance "hole" will most always determine the size of the bird looking for a home… Martins like the Hotel lifestyle… multi levels and lots of rooms all in one BIG building on a post about 10 ft. off the ground (and they eat bugs, bugs, bugs… "Google" up bird houses and check it out.
There are actually potentially several factors that affect household cleanliness, regardless of how many hours you spend working on it.
First, how many people and pets are in your house and what are their ages? The more people and pets per square foot, the messier the house is going to get faster and be harder to keep clean.
How are the people in the house about cleaning up after themselves as they go along? Even if you have, say, 3 people and no pets, if the people leave their things trailing through the house, get out everything in the kitchen every time they eat, leave dirty dishes, crumbs and open containers out, throw trash AT the can instead of putting it in the can, etc., etc., etc. – your house will never be clean no matter how much time you spend cleaning it. ONE personal slob can ruin it for everyone else in the house.
How much organization do you have in place so that everything has a place it belongs? The more things that have to be "kept" out in plain sight, in stacks or piles, on counters, etc. the messier your house will look and the harder it will be to clean. If you want a house that appears clean most of the time and is relatively easy to clean you have to be brutal on clutter!
Do pets and people track in debris from outside making floors a perpetual mess? Getting GOOD high-quality outdoor mats and indoor floor mats can save you hours of work per week trying to keep floors clean.
My biggest home cleaning proactive trick is to outthink the mess. I look at what mess is giving me the most trouble and then figure out how I can short-circuit it – what can I do before hand to keep it from happening. I'm doing this constantly – looking at the next thing that bugs me most. This is a "forever" practice, I've been doing it for years. There's always some next thing that needs to be improved.
The two most recent changes I made were, first, moving my daughter's toys and stuff all into a bedroom rather than in a "playroom" that was the first room when you walked in the front door. While I hate having her stuff in our shared bedroom (which is very large), it does more for my peace of mind to walk into a clean room when I come in the front door.
Second, I put a larg-ish baker's rack in that front room (which I turned into my office since I'm in school full time). That is the dump-it spot for everyone's backpacks, keys, wallets, papers, mail, etc. Of the four of us here, 3 carry backpacks, 2 or us share a set of keys, 3 of us get mail, one has bike gear that gets dropped (helmet, gloves, etc., etc.) and I have one adult "slob" who leaves his stuff all over the house. Now, most of the stuff lands where it belongs, if it doesn't I can ride someone's hide to move it, and I have a clearly-defined grounds for getting PO'd if my "slob" leaves a trail through the house.
If you set up good proactive measures for keeping it straight, it shouldn't take 30 hrs to clean every week. A house can be completely cleaned (as in toilets, floors, dusting, etc.) in 4-6 hours a week by one person. It's all the mess cleanup that takes so much time – picking up dirty laundry, taking out trash, unburying the furniture, etc. If everyone in the house were working together and all you had to do was cleaning – you could get EVERYTHING done in 4-6 hours, with the possible exception of laundry and seasonal tasks like cleaning light fixtures or washing exterior windows.
One last factor, believe it or not, I THINK, is a person's inner peacefulness. This may seem weirder than weird, but when the people in the home are "ordered" inside, they seem to instinctively keep their environment ordered as well. That doesn't mean they are naturally organized, just that a peaceful inside produces a peaceful outside. Harmony in, harmony out.
i went there when i was 10 and didnt go to bed for literally a whole two days and then once i did go to sleep i suprisingly didnt have nightmares lol but now im 13 its no where near as bad. by the way if somebody has xbox 360 add me. tbone3006
Set a lower asking price than the others (that doesn't mean you have to accept a ridiculously low offer).
Stage it correctly … someone's already mentioned this. Google "tips on staging a home" or watch the TV show "Designed to Sell".
Ask the realtor to have an open house.
Put ads in the paper and free classifieds.
Advertise it different ways … to business people, families, retirees, etc. Each group is looking for something different. Example: In a retirement living newsletter put an ad that emphasizes the easy floorplan and quiet neighborhood. Put another ad in the classifieds or in your church bulletin about how great the schools are and the friendly neighbors.
Ask your realtor for other tips.
Make sure it's listed online, in more than one place if possible. You can even put a classified in the Real Estate section on eBay!
Repaint the outside a unique color (but not like neon or anything) to make it stand out.
Make sure it needs NO work. Are the floors new? Cabinets? Appliances?
Landscaping! Curb appeal is more important than we think it is.
omg why would you want to flip a house? that would make a mess!
that truck would scare the fuckin shit out of me
I'm assuming that your talking about lintels over doors and windows. You can lower the ceiling height, or raise the window height to the ceiling.
Cheap houses around here have 7ft ceilings with just the header around the outside walls and the windows go right up to the ceiling.
Hope this helps
http://www.zillow.com
lol the ending was the best he was right
I want to go to that haunted mansion. Those are the haunted houses I want to see. Cgi and holograms so it looks like actual ghosts which works more for me then alot of monsters inside of a “haunted house”. Don’t get me wrong I like all kinds of those haunted houses because I know it’s for fun and fun we do have.
haha lol im a kid and i LOVE IT
lol 2:26
If you know what base you are going to you can look at this site and see the floor plans on some of the housing. You will be eligible for a two bedroom.
https://onestop.army.mil/
Keep in mind some of those pictures are out of date and lots of new housing has been built on some of the bases. You will sign in to housing expect a waiting list. It can be anywhere from a few weeks to almost a year.
dude i work corn mazes and you don’t even know. i so wish i could take people down, it’d be so fun lol.